Managing your finances
Financial tools and articles from Bankrate.com on topics ranging from college financing to retirement.

Features

Tax day's final hours
Here's a look at some of the scenes from the final hours of tax day, April 15.
Last-minute tax tips
Here are some last minute filing tips for taxpayers who have yet to file their tax return.
Overlooked deductions
There are lots of ways to save on your taxes, even if you can't itemize deductions.
Tax changes for 2008
The IRS explains all of the changes for the 2008 tax year on its website, but here are 10 that you should know about.

Chats


May 12
Jason Lilly of Rockland Trust
Jason Lilly, a portfolio manager at Rockland Trust, answered your mortgage and refinancing questions.
- May 5: Peggy Riley
- April 14: Michael Sacco
- April 7: Jamie Downey
- March 24: Steven Elliott
- March 10: Cindy Brandt
- March 3: Peggy Riley of the IRS
- Feb. 24: Buz Aaron
- Feb. 10: Eugene Tarsky
- Jan. 27: Mark Misselbeck

Resources


Did you buy a home?
The IRS offers details on a new credit for first-time home buyers who bought in 2008 or 2009.

Services


Picking a preparer
If you file incorrectly, you're liable. These tips will help you select a tax preparer.
Senators agree to extend home buyer tax credit
Senators have agreed to extend a popular $8,000 tax credit for first-time home buyers and to offer a reduced $6,500 tax credit to some repeat buyers.
- Understanding the $8,000 tax credit for homebuyers
- More questions about the homebuyer credit
- Video Stimulated homebuyers

Home energy tax breaks
Provisions in the American Recovery and Reinvestment Act of 2009, also known as the stimulus bill, expanded tax breaks for energy-efficient home improvements.

Advice


Start planning for 2009 taxes
Unless you've gotten an extension, your 2008 income tax return should have been put to bed by now. But it's not too soon to think about next year's return.
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- Q&A 2009 taxes
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- Income tax answers
- Late filers have options
- Filing error? Use 1040X
- Ask for more time
- 10-point tax return checklist
- Bunch your tax breaks
- Dirty dozen tax scams
- 7-day tax-filing plan
- Charitable tax deductions
- Limit US taxes from abroad
- Breaks for educated bond use
- Housing tax laws to know
- Reporting capital gains, losses
- Writing off a worthless stock
- Video How to write off a dead stock
- Deduct your home office costs
- Video Home office deduction
- Reporting 401(k), IRA rollovers
- Tax rules for young investors
- Writing off job-hunting costs
- Breaks are available -even if you're not itemizing
- The wackiest deductions
- Paying tax on canceled debt
- Reporting investment income
- Recovering excess FICA payments
- Preparing for an audit
- Small business tax breaks
- Double retirement tax credits
- Taxing mistakes
- Get cash for college
- Deductions for elderly filers
- Tracking down your refund
- What to do when you can't pay on time
- When to choose the state sales tax deduction
- Job seekers may be able to get a break on their returns
- Recovery act offers some tax breaks
- Your taxes from A to Z
- Claiming extra stimulus cash
- No need to itemize above-the-line deductions
- Marriage and taxes
- Tax breaks for lost deposits
- Minimize healthcare costs, save taxes with an HSA
- Tax dollar saved, dollar earned
- 13 basic tax lessons
- Help for caretakers
- Handy tax facts on deductions and more
- How to get organized
- Tips for stress-free filing
- 10 terms you should know
- Getting the most from tax software
- Life changes that affect your taxes

Tax news

- The Color of Money Oversight of tax preparers will benefit taxpayers
- Despite planners' advice, many spend tax refunds
- Tax day's final hours
- Tax Day lines dwindle at post office
- Thousands in US protest tax day with 'tea parties'
- Photo gallery Tax day protests around the country
- Mass. refunds larger, a bit faster
- MASSACHUSETTS CHANGES File online without a tax preparer
- FEDERAL CHANGES A few twists for home buyers, the jobless
- Jobless benefits subject to federal taxes
- Relief available for those who've lost their homes
- What's ahead in 2009
- Complexity of IRS codes costs taxpayers
- New homeowner tax credit
- Johnson leaves 'em guessing about sale (Boston Globe, 1/30/09)
- Spending smart Shopping auto insurers can really pay off (Boston Globe, 2/1/09)
- Coakley bill aims to slow foreclosures (Boston Globe, 1/28/09)












