NY individual rates set to fall 50% due to exchanges; plans also available to small businesses

  1. You have chosen to ignore posts from MattyScornD. Show MattyScornD's posts

    Re: NY individual rates set to fall 50% due to exchanges; plans also available to small businesses

    Bump.

     

    Yeah, but some will say none of this counts.  Because, y'know...

    ...liberals and 'socialism' and stuff.

     

     
  2. You have chosen to ignore posts from FortySixAndTwo. Show FortySixAndTwo's posts

    Re: NY individual rates set to fall 50% due to exchanges; plans also available to small businesses

    Crucial piece that seems to be missing from the artilce is plan comparison. It's great that prices are dropping 50%, but are the plans comparable? Are the plans apples to apples in regards to copays, deductibles, out of pocket max, etc? If they are then great. If they aren't and the exchange plans are much lower benefits then not exaclty surprising the plan would be lower in cost. 

     
  3. You have chosen to ignore posts from MattyScornD. Show MattyScornD's posts

    Re: NY individual rates set to fall 50% due to exchanges; plans also available to small businesses

    In response to FortySixAndTwo's comment:

    Crucial piece that seems to be missing from the artilce is plan comparison. It's great that prices are dropping 50%, but are the plans comparable? Are the plans apples to apples in regards to copays, deductibles, out of pocket max, etc? If they are then great. If they aren't and the exchange plans are much lower benefits then not exaclty surprising the plan would be lower in cost. 



    By law, the plans have to meet a federal minimum of coverage.

    Most accounts show higher levels of benefits vs. existing individual plans...

    ...but of course, the comparisons will vary based solely on the fractious nature of the market.

     

    That said, it's a perfectly reasonable, thoughtful question to ask.

     

     

     

     

     
  4. You have chosen to ignore posts from FortySixAndTwo. Show FortySixAndTwo's posts

    Re: NY individual rates set to fall 50% due to exchanges; plans also available to small businesses

    In response to MattyScornD's comment:

    In response to FortySixAndTwo's comment:

    [QUOTE]

     

    Crucial piece that seems to be missing from the artilce is plan comparison. It's great that prices are dropping 50%, but are the plans comparable? Are the plans apples to apples in regards to copays, deductibles, out of pocket max, etc? If they are then great. If they aren't and the exchange plans are much lower benefits then not exaclty surprising the plan would be lower in cost. 

     



    By law, the plans have to meet a federal minimum of coverage.

     

    Most accounts show higher levels of benefits vs. existing individual plans...

    ...but of course, the comparisons will vary based solely on the fractious nature of the market.

     

    That said, it's a perfectly reasonable, thoughtful question to ask.

     

     

     

     

    [/QUOTE]

    Thanks. I would just like to see a plan comparison to make sure it's a true 50% decrease. Meaning not a decrease partly due to lower benefits.

     

     
  5. This post has been removed.

     
  6. You have chosen to ignore posts from Hansoribrother. Show Hansoribrother's posts

    Re: NY individual rates set to fall 50% due to exchanges; plans also available to small businesses

    It would be great if it were truye. The low rates hailed in California were exposed as a complete misrepresentation.

    Just going by this article alone - we are only talking about a small fraction of the population. It is only a price comparison as well and we do not know what the plans are that are being compared. It is a bit puzzling as to why they do not make such a comparison.

    I'll wait for a comparison from a more credible source as opposed to the politicians trying to spin a story.

    Health care in this country is virtually run by government. Who tells the insurers what an "acceptable plan" is? Who tells service providers how to code their pricing? Who owns health care insurance for the elderly and the poor? Who owns and runs healthcare for military veterans? Who can fine people/organizations arbitrarily? Who can exempt certain organizations from certain laws and regulations. Who can fine healthcare organizations millions for HIPPA violations while they store health care records for 65 million people?

    Just because government doesn't own everything doesn't mean they don't run it.

     

     
  7. You have chosen to ignore posts from ComingLiberalCrackup. Show ComingLiberalCrackup's posts

    Re: NY individual rates set to fall 50% due to exchanges; plans also available to small businesses

    "Individuals buying health insurance on their own will see their premiums tumble next year in New York State as changes under the federal health care law take effect, Gov. Andrew M. Cuomo announced on Wednesday.

    State insurance regulators say they have approved rates for 2014 that are at least 50 percent lower on average than those currently available in New York."

     

    Of course, to express any doubt or critique the criticality of some anonymous New York state bureaucrats 'approving' rates for Obamacare, means I believe "ObamaCare is a socialist grandma-killing scheme from Kenya"... but what the heck.

    The same headlines were out in California, but it turned out to be apples and oranges...

    "the state of California claimed that its version of Obamacare’s health insurance exchange would actually reduce premiums. “These rates are way below the worst-case gloom-and-doom scenarios we have heard,” boasted Peter Lee, executive director of the California exchange. But the data that Lee released tells a different story: Obamacare, in fact, will increase individual-market premiums in California by as much as 146 percent.

     

    “The rates submitted to Covered California for the 2014 individual market,” the state said in a press release, “ranged from two percent above to 29 percent below the 2013 average premium for small employer plans in California’s most populous regions.”

     

    That’s the sentence that led to all of the triumphant commentary from the left. “This is a home run for consumers in every region of California,” exulted Peter Lee.

     

    Except that Lee was making a misleading comparison. He was comparing apples—the plans that Californians buy today for themselves in a robust individual market—and oranges—the highly regulated plans that small employers purchase for their workers as a group. The difference is critical.

     

    ...

     If you’re a 25 year old male non-smoker, buying insurance for yourself, the cheapest plan on Obamacare’s exchanges is the catastrophic plan, which costs an average of $184 a month.

     ... But in 2013, on eHealthInsurance.com (NASDAQ:EHTH), the median cost of the five cheapest plans was only $92.

     In other words, for the typical 25-year-old male non-smoking Californian, Obamacare will drive premiums up by between 100 and 123 percent.

     

     
  8. This post has been removed.

     
  9. You have chosen to ignore posts from slomag. Show slomag's posts

    Re: NY individual rates set to fall 50% due to exchanges; plans also available to small businesses

    In response to ComingLiberalCrackup's comment:

    "Individuals buying health insurance on their own will see their premiums tumble next year in New York State as changes under the federal health care law take effect, Gov. Andrew M. Cuomo announced on Wednesday.

    State insurance regulators say they have approved rates for 2014 that are at least 50 percent lower on average than those currently available in New York."

     

    Of course, to express any doubt or critique the criticality of some anonymous New York state bureaucrats 'approving' rates for Obamacare, means I believe "ObamaCare is a socialist grandma-killing scheme from Kenya"... but what the heck.

    The same headlines were out in California, but it turned out to be apples and oranges...

    "the state of California claimed that its version of Obamacare’s health insurance exchange would actually reduce premiums. “These rates are way below the worst-case gloom-and-doom scenarios we have heard,” boasted Peter Lee, executive director of the California exchange. But the data that Lee released tells a different story: Obamacare, in fact, will increase individual-market premiums in California by as much as 146 percent.

     

    “The rates submitted to Covered California for the 2014 individual market,” the state said in a press release, “ranged from two percent above to 29 percent below the 2013 average premium for small employer plans in California’s most populous regions.”

     

    That’s the sentence that led to all of the triumphant commentary from the left. “This is a home run for consumers in every region of California,” exulted Peter Lee.

     

    Except that Lee was making a misleading comparison. He was comparing apples—the plans that Californians buy today for themselves in a robust individual market—and oranges—the highly regulated plans that small employers purchase for their workers as a group. The difference is critical.

     

    ...

     If you’re a 25 year old male non-smoker, buying insurance for yourself, the cheapest plan on Obamacare’s exchanges is the catastrophic plan, which costs an average of $184 a month.

     ... But in 2013, on eHealthInsurance.com (NASDAQ:EHTH), the median cost of the five cheapest plans was only $92.

     In other words, for the typical 25-year-old male non-smoking Californian, Obamacare will drive premiums up by between 100 and 123 percent.

     




    Prior to Obamacare, if you're a 25-year-old with an "I only have to pay $12K if I get hit by a bus plan" you pay for everything out of pocket.  

    After Obamacare, you're probably not paying anything because you're on your parents' insurance.  If you are paying something, there is no catastrophic plan under Obamacare - the minimum requirement is head and shoulders above what used to be a catastrophic plan.  And chances are if you're 25, it's heavily subsidized.

    And this is your idea of apples to apples?

     

     
  10. This post has been removed.

     
  11. You have chosen to ignore posts from FortySixAndTwo. Show FortySixAndTwo's posts

    Re: NY individual rates set to fall 50% due to exchanges; plans also available to small businesses

    In response to slomag's comment:
    [QUOTE

     

     

    Prior to Obamacare, if you're a 25-year-old with an "I only have to pay $12K if I get hit by a bus plan" you pay for everything out of pocket.  

    After Obamacare, you're probably not paying anything because you're on your parents' insurance.  

     

    Right....but the parents are paying for it. Maybe you'd be ok with being a 25 year old adult sponging off your parents. To each his own I guess.

     

     

     

    [/QUOTE]


     
  12. You have chosen to ignore posts from slomag. Show slomag's posts

    Re: NY individual rates set to fall 50% due to exchanges; plans also available to small businesses

    In response to FortySixAndTwo's comment:

    In response to slomag's comment:
    [QUOTE

     

     

    Prior to Obamacare, if you're a 25-year-old with an "I only have to pay $12K if I get hit by a bus plan" you pay for everything out of pocket.  

    After Obamacare, you're probably not paying anything because you're on your parents' insurance.  

     

    Right....but the parents are paying for it. Maybe you'd be ok with being a 25 year old adult sponging off your parents. To each his own I guess.

     

     

     




    [/QUOTE]

    Puh-lease.  I say it's 50/50 you're typing this from your mother's basement.

     

     
  13. You have chosen to ignore posts from FortySixAndTwo. Show FortySixAndTwo's posts

    Re: NY individual rates set to fall 50% due to exchanges; plans also available to small businesses

    In response to slomag's comment:

    In response to FortySixAndTwo's comment:

    [QUOTE]

     

    In response to slomag's comment:
    [QUOTE

     

     

    Prior to Obamacare, if you're a 25-year-old with an "I only have to pay $12K if I get hit by a bus plan" you pay for everything out of pocket.  

    After Obamacare, you're probably not paying anything because you're on your parents' insurance.  

     

    Right....but the parents are paying for it. Maybe you'd be ok with being a 25 year old adult sponging off your parents. To each his own I guess.

     

     

     

     




     

    [/QUOTE]

    Puh-lease.  I say it's 50/50 you're typing this from your mother's basement.

     

    [/QUOTE]

    Great comeback. So are you saying the parents wouldn't be paying more for having their 25 year old child adult on the plan? 

     

     
  14. You have chosen to ignore posts from skeeter20. Show skeeter20's posts

    Re: NY individual rates set to fall 50% due to exchanges; plans also available to small businesses

    In response to FortySixAndTwo's comment:

    Crucial piece that seems to be missing from the artilce is plan comparison. It's great that prices are dropping 50%, but are the plans comparable? Are the plans apples to apples in regards to copays, deductibles, out of pocket max, etc? If they are then great. If they aren't and the exchange plans are much lower benefits then not exaclty surprising the plan would be lower in cost. 



    Bingo.

     

    Offering plans that do not have as much coverage does not make the plan 50% cheaper in comparison.

    And, throw in all the socialism stuff, too.  Bad for people.

     
  15. You have chosen to ignore posts from FortySixAndTwo. Show FortySixAndTwo's posts

    Re: NY individual rates set to fall 50% due to exchanges; plans also available to small businesses

    In response to skeeter20's comment:

    In response to FortySixAndTwo's comment:

    [QUOTE]

     

    Crucial piece that seems to be missing from the artilce is plan comparison. It's great that prices are dropping 50%, but are the plans comparable? Are the plans apples to apples in regards to copays, deductibles, out of pocket max, etc? If they are then great. If they aren't and the exchange plans are much lower benefits then not exaclty surprising the plan would be lower in cost. 

     



    Bingo.

     

     

    Offering plans that do not have as much coverage does not make the plan 50% cheaper in comparison.

    And, throw in all the socialism stuff, too.  Bad for people.

    [/QUOTE]

    What part is socialism?

     
  16. You have chosen to ignore posts from skeeter20. Show skeeter20's posts

    Re: NY individual rates set to fall 50% due to exchanges; plans also available to small businesses

    In response to A_Concerned_Citizen's comment:

    In response to ComingLiberalCrackup's comment:
    [QUOTE]

     

    "Individuals buying health insurance on their own will see their premiums tumble next year in New York State as changes under the federal health care law take effect, Gov. Andrew M. Cuomo announced on Wednesday.

    State insurance regulators say they have approved rates for 2014 that are at least 50 percent lower on average than those currently available in New York."

     

    Of course, to express any doubt or critique the criticality of some anonymous New York state bureaucrats 'approving' rates for Obamacare, means I believe "ObamaCare is a socialist grandma-killing scheme from Kenya"... but what the heck.

    The same headlines were out in California, but it turned out to be apples and oranges...

    "the state of California claimed that its version of Obamacare’s health insurance exchange would actually reduce premiums. “These rates are way below the worst-case gloom-and-doom scenarios we have heard,” boasted Peter Lee, executive director of the California exchange. But the data that Lee released tells a different story: Obamacare, in fact, will increase individual-market premiums in California by as much as 146 percent.

     

    “The rates submitted to Covered California for the 2014 individual market,” the state said in a press release, “ranged from two percent above to 29 percent below the 2013 average premium for small employer plans in California’s most populous regions.”

     

    That’s the sentence that led to all of the triumphant commentary from the left. “This is a home run for consumers in every region of California,” exulted Peter Lee.

     

    Except that Lee was making a misleading comparison. He was comparing apples—the plans that Californians buy today for themselves in a robust individual market—and oranges—the highly regulated plans that small employers purchase for their workers as a group. The difference is critical.

     

    ...

     If you’re a 25 year old male non-smoker, buying insurance for yourself, the cheapest plan on Obamacare’s exchanges is the catastrophic plan, which costs an average of $184 a month.

     ... But in 2013, on eHealthInsurance.com (NASDAQ:EHTH), the median cost of the five cheapest plans was only $92.

     In other words, for the typical 25-year-old male non-smoking Californian, Obamacare will drive premiums up by between 100 and 123 percent.

     

     




    Ya, why believe the people who actually underwrite the insurance policies.

     

    They're obviously lying and using some kind of bait-and-switch plan, as in the switch the plan to better coverage and lower cost.

    Comparing the proposed rates for next year with current premiums is difficult, officials and experts agree, because the healthcare law mandates next year's plans to offer richer benefits and to limit consumers' out-of-pocket expenses.

    These rates "came in below what people legitimately expected them to be," said Paul Markovich, Blue Shield's chief executive.

    [/QUOTE]

    Richer benefits like free birth control for all.

    The truth is Obamacare is producing more expensive health care that is less adept at meeting individual needs. 

    Throw in that there is about two trillion in tax dollars paying for this whole mess, and, yah, I can see why the libs are for it.  Better to crush healhtcare than to truly fix it.

     
  17. You have chosen to ignore posts from skeeter20. Show skeeter20's posts

    Re: NY individual rates set to fall 50% due to exchanges; plans also available to small businesses

    In response to slomag's comment:

    In response to FortySixAndTwo's comment:
    [QUOTE]

     

    In response to slomag's comment:
    [QUOTE

     

     

    Prior to Obamacare, if you're a 25-year-old with an "I only have to pay $12K if I get hit by a bus plan" you pay for everything out of pocket.  

    After Obamacare, you're probably not paying anything because you're on your parents' insurance.  

     

    Right....but the parents are paying for it. Maybe you'd be ok with being a 25 year old adult sponging off your parents. To each his own I guess.

     

     

     

     




     

    [/QUOTE]

    Puh-lease.  I say it's 50/50 you're typing this from your mother's basement.

     

    [/QUOTE]

    I guess you are 27 and p1ssed that now you need to go to work and take care of yourself.

    OH! the humanity!

     
  18. This post has been removed.

     
  19. You have chosen to ignore posts from skeeter20. Show skeeter20's posts

    Re: NY individual rates set to fall 50% due to exchanges; plans also available to small businesses

    In response to A_Concerned_Citizen's comment:

     

    In response to skeeter20's comment:

     



    Richer benefits like free birth control for all.

     

     

     

     



     

    You're welcome Sally.

     



    Should I lean over a table to make these "free" benefits easier to administer?

     

    btw: I had a test ordered by my doctor denied payment, something to the effect of it being not standard for my condition based on government standards.

    Am I seeing the " positive" effects of Obamacare?

     
  20. You have chosen to ignore posts from slomag. Show slomag's posts

    Re: NY individual rates set to fall 50% due to exchanges; plans also available to small businesses

    In response to FortySixAndTwo's comment:

    In response to slomag's comment:

    [QUOTE]

     

    In response to FortySixAndTwo's comment:

     

    [QUOTE]

     

     

    In response to slomag's comment:
    [QUOTE

     

     

    Prior to Obamacare, if you're a 25-year-old with an "I only have to pay $12K if I get hit by a bus plan" you pay for everything out of pocket.  

    After Obamacare, you're probably not paying anything because you're on your parents' insurance.  

     

    Right....but the parents are paying for it. Maybe you'd be ok with being a 25 year old adult sponging off your parents. To each his own I guess.

     

     

     

     

     




     

     

     

    [/QUOTE]

    Puh-lease.  I say it's 50/50 you're typing this from your mother's basement.

     

     

    [/QUOTE]

    Great comeback. So are you saying the parents wouldn't be paying more for having their 25 year old child adult on the plan? 

     

    [/QUOTE]

    More than the $92 / month median plan?  No, I think that's unlikely for most families.  The child counts toward the house-hold calculations, so if the family is susidized, it could actually cost more when he/she leaves the plan.  

    California has a cost calculator - plug in the numbers.  A family of four with a house-hold income of 70K pays the same as a family of three with a house-hold income of 70K.  At 90K, the family of four pays less than the family of three.

    http://www.coveredca.com/calculating_the_cost.html

     
  21. You have chosen to ignore posts from miscricket. Show miscricket's posts

    Re: NY individual rates set to fall 50% due to exchanges; plans also available to small businesses

    In response to FortySixAndTwo's comment:

    In response to slomag's comment:

    [QUOTE]

     

    In response to FortySixAndTwo's comment:

     

    [QUOTE]

     

     

    In response to slomag's comment:
    [QUOTE

     

     

    Prior to Obamacare, if you're a 25-year-old with an "I only have to pay $12K if I get hit by a bus plan" you pay for everything out of pocket.  

    After Obamacare, you're probably not paying anything because you're on your parents' insurance.  

     

    Right....but the parents are paying for it. Maybe you'd be ok with being a 25 year old adult sponging off your parents. To each his own I guess.

     

     

     

     

     




     

     

     

    [/QUOTE]

    Puh-lease.  I say it's 50/50 you're typing this from your mother's basement.

     

     

    [/QUOTE]

    Great comeback. So are you saying the parents wouldn't be paying more for having their 25 year old child adult on the plan? 

     

    [/QUOTE]


    In a two parent household..it would generally not cost more to have a 25 year old dependent on your plan. Most ( not all) insurance plans are defined by Single rate  vs Family rate..so if your family consists of 2 ( husband and wife) or 5 ( parents and 3 kids)..you are paying the same Family rate.

     

     
  22. You have chosen to ignore posts from miscricket. Show miscricket's posts

    Re: NY individual rates set to fall 50% due to exchanges; plans also available to small businesses

    In response to skeeter20's comment:

    In response to A_Concerned_Citizen's comment:

    [QUOTE]

     

    In response to ComingLiberalCrackup's comment:

    [QUOTE]

     

     

    "Individuals buying health insurance on their own will see their premiums tumble next year in New York State as changes under the federal health care law take effect, Gov. Andrew M. Cuomo announced on Wednesday.

    State insurance regulators say they have approved rates for 2014 that are at least 50 percent lower on average than those currently available in New York."

     

    Of course, to express any doubt or critique the criticality of some anonymous New York state bureaucrats 'approving' rates for Obamacare, means I believe "ObamaCare is a socialist grandma-killing scheme from Kenya"... but what the heck.

    The same headlines were out in California, but it turned out to be apples and oranges...

    "the state of California claimed that its version of Obamacare’s health insurance exchange would actually reduce premiums. “These rates are way below the worst-case gloom-and-doom scenarios we have heard,” boasted Peter Lee, executive director of the California exchange. But the data that Lee released tells a different story: Obamacare, in fact, will increase individual-market premiums in California by as much as 146 percent.

     

    “The rates submitted to Covered California for the 2014 individual market,” the state said in a press release, “ranged from two percent above to 29 percent below the 2013 average premium for small employer plans in California’s most populous regions.”

     

    That’s the sentence that led to all of the triumphant commentary from the left. “This is a home run for consumers in every region of California,” exulted Peter Lee.

     

    Except that Lee was making a misleading comparison. He was comparing apples—the plans that Californians buy today for themselves in a robust individual market—and oranges—the highly regulated plans that small employers purchase for their workers as a group. The difference is critical.

     

    ...

     If you’re a 25 year old male non-smoker, buying insurance for yourself, the cheapest plan on Obamacare’s exchanges is the catastrophic plan, which costs an average of $184 a month.

     ... But in 2013, on eHealthInsurance.com (NASDAQ:EHTH), the median cost of the five cheapest plans was only $92.

     In other words, for the typical 25-year-old male non-smoking Californian, Obamacare will drive premiums up by between 100 and 123 percent.

     

     

     




    Ya, why believe the people who actually underwrite the insurance policies.

     

     

    They're obviously lying and using some kind of bait-and-switch plan, as in the switch the plan to better coverage and lower cost.

    Comparing the proposed rates for next year with current premiums is difficult, officials and experts agree, because the healthcare law mandates next year's plans to offer richer benefits and to limit consumers' out-of-pocket expenses.

    These rates "came in below what people legitimately expected them to be," said Paul Markovich, Blue Shield's chief executive.

     

    [/QUOTE]

    Richer benefits like free birth control for all.

     

    The truth is Obamacare is producing more expensive health care that is less adept at meeting individual needs. 

    Throw in that there is about two trillion in tax dollars paying for this whole mess, and, yah, I can see why the libs are for it.  Better to crush healhtcare than to truly fix it.

    [/QUOTE]


    We've been down that road already. The cost of birth control is covered by the premiums that the woman pays. Birth control is considered preventative medicine. The pills are also used to treat an abundance of non pregnancy related conditions that would otherwise require more expensive care such as surgery, etc. You need to move past this silly notion you have of free birth control once and for all.

     

     
  23. You have chosen to ignore posts from miscricket. Show miscricket's posts

    Re: NY individual rates set to fall 50% due to exchanges; plans also available to small businesses

    In response to skeeter20's comment:

    In response to A_Concerned_Citizen's comment:

     

    In response to skeeter20's comment:

     



    Richer benefits like free birth control for all.

     

     

     

     



     

    You're welcome Sally.

     



    Should I lean over a table to make these "free" benefits easier to administer?

     

    btw: I had a test ordered by my doctor denied payment, something to the effect of it being not standard for my condition based on government standards.

    Am I seeing the " positive" effects of Obamacare?




    Who told you that? Was it your Dr or your insurance company? Do you have government insurance? Because..otherwise the decision to deny payment was made by a private insurance company. I am sure if your Dr felt strongly enough that the test was medically necessary he/she would work it out with the insurance.

    Insurance companies rely on evidence based medicine when deciding which tests, etc. to offer coverage on and which ones to deny. Usually..if the Dr. makes a case for a particular test or medication, then the insurance company makes an exception.

     
  24. You have chosen to ignore posts from skeeter20. Show skeeter20's posts

    Re: NY individual rates set to fall 50% due to exchanges; plans also available to small businesses

    In response to FortySixAndTwo's comment:

    In response to skeeter20's comment:

    [QUOTE]

     

    In response to FortySixAndTwo's comment:

     

    [QUOTE]

     

     

    Crucial piece that seems to be missing from the artilce is plan comparison. It's great that prices are dropping 50%, but are the plans comparable? Are the plans apples to apples in regards to copays, deductibles, out of pocket max, etc? If they are then great. If they aren't and the exchange plans are much lower benefits then not exaclty surprising the plan would be lower in cost. 

     

     



    Bingo.

     

     

     

    Offering plans that do not have as much coverage does not make the plan 50% cheaper in comparison.

    And, throw in all the socialism stuff, too.  Bad for people.

     

    [/QUOTE]

    What part is socialism?

     

    [/QUOTE]

    ALL OF IT!!!!

    Socialism, the correct economic definition is:  government control (not nessarily ownership)of the means of production.  

    The government controls both ends of the transaction, what gets purchased, and what gets delivered.  That private companies are executing on these contracts, or that individuals get a few choices does not make it capitalism.  

     
  25. You have chosen to ignore posts from skeeter20. Show skeeter20's posts

    Re: NY individual rates set to fall 50% due to exchanges; plans also available to small businesses

    In response to WhatDoYouWantNow's comment:

     

    In response to skeeter20's comment:

     

    Should I lean over a table to make these "free" benefits easier to administer?

    If you would like to enjoy the "free" benefits of viagra for 90 year olds, then that would probably help.

     

     

     

     



    can't wait!  that day will be upon me soon enough!

    Hey, while I'm at it, can I do a trade in for one of those sleek models that Sharpton is hanging around with these days?

     

     

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