MORTGAGE

Mods require paystubs If you want to get a modification to prevent foreclosure, soon you will have to supply financial documents upfront -- including paycheck stubs and an income tax form. Interest rate roundup | Trend index

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• Fixed vs. ARM

• Mortgage blog Bankrate's Holden Lewis on mortgages

DISCUSSIONS

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NEWS AND FEATURES

HOME OF THE WEEK Carlisle light magnet At this price range in this neck of the woods, houses have lots of shiny, pretty things. But it's a somewhat more expected feature — windows — that makes this sprawling Cape special. Previous home: Duxbury

Mortgage bankers headquarters fiasco reveals double standard Now this is a good story. Mortgage bankers have not been terribly sympathetic these past few years to the plight of struggling homeowners. Those who... More blog posts More headlines Globe North Business Notebook Essex, Middlesex counties’ home sales rise, but prices still falling On the Block Finds under $500,000 HOME OF THE WEEK Windows set Carlisle Cape apart from crowd HANDYMAN ON CALL Don’t put fiber supplement down the drain AROUND THE REGION Hanover Mall auctioned for $37m

BUYING

• CHART Condo prices in Boston neighborhoods
• SURVEY Has the Mass. housing market hit bottom?

More buying headlines Home builder confidence drops Putting their faith into the foreclosure fight Homeowner's insurance 101 Foreclosures worm way into tony towns A new look for downtown Quincy Office rents falling, report finds

HOME DESIGN AND IMPROVEMENT

DESIGNING Light ideas Sunrooms can be sophisticated and have four-season appeal. Search for local home pros and suppliers

PETER HOTTON Gathering moss on stone walls has her roiled Q. I have several stone walls in my yard, including a retaining wall. They used to look nice, but now they are being covered by large masses of moss, filling all the nooks and crannies in the wall. How can I get rid of it? 2 p.m. Thurs Chat with Peter Carol Stocker Blue Hills Activity Calendar Upcoming Events  Beat the Winter Blues. Here's activities in the Blue Hills either to get you outside or teach you new skills. Chickatawbut Section...

SELLING

• Sales of new homes fell in December
• Survey Has the Mass. housing market hit bottom?

10 steps before selling your home Eager home buyers are few and far between. The Globe Magazine has 10 steps to hook one.

More selling headlines Foreclosures in state fall 25% Sales of new homes fell in December Home sales have first yearly rise since ’04 One Brigham complex to be sold